A company using the name Andreas Geiger and the domain andreasgeiger.co.uk claims to offer bonds as follows:

• 12.75% over 1 year
• 14.27% per year for 3 years
• 16.7% per year rolled up for 5 years

Andreas Geiger claims that it can be found on the FCA register under number 475002.

In reality this is a clone scam. There is a firm called Andreas Geiger which has been on the FCA register since 2007, but it is nothing to do with the firm claiming to offer bonds via andreasgeiger.co.uk.

Continue reading for a review of Andreas Geiger.

Satchi Wealth is offering three-year unregulated bonds paying interest as follows:

• 8.5% per year for interest paid monthly
• 9.5% per year for interest paid annually
• 11% per year if interest is rolled up and paid out at the end of the term

A reader has reported being cold-called by an individual offering Satchi Wealth investments.

Continue reading for a review of Satchi Wealth's bonds.

Signature Capital offers a range of unregulated property investments.

As at March 2019, these investments included an investment in the Dixie Dean Hotel paying 12% over 12 months, and an investment in The Signature Flotel paying 12% over 12 months (with a higher minimum investment).

I have seen an email detailing a further investment in the Martins Bank project paying 10% per year for investments between £15k and £45k, rising to 16% per year for investments of over £250,000.

Signature Capital frequently changes the individual properties on which its investments are based. However the interest rates above are typical of their offerings, based on previous offerings which are now "sold out".

Continue reading for a review of Signature Capital's investments.

Ralf Werner Tait claims to offer the following investments:

• "Diverse Managed Accounts" paying a minimum return of between 0.5% and 1% per month "no matter what happens with the stock market"
• 1 year bonds paying 6%, 8% or 10% depending on investment level
• 3 year bonds paying 7%, 9% or 11% depending on investment level
• 5 year bonds paying 10%, 11% or 12% depending on investment level

In reality the "Ralf Werner Tait" being run from the website rwt-capital.com is a clone scam.

An identical clone scam appears to be run from the website rkk-wealth.com using the name Ronald Klaus Kebler. I haven't seen investment literature for RKK but the scam is essentially the same.

Continue reading for a review of Ralf Werner Tait and Ronald Klaus Kebler.

Capital Way claims to offer a passive forex investment providing over 50% annual returns using a forex investment.

Trade with the world's leading algorithm, over 50% return annually

Precise and swift buy/sell transactions solely on the EUR/USD pair, executed completely automatically by our algorithm

Continue reading for a review of Capital Way's forex investment.

Ocea Group Limited (pronounced "Oh-see-yer", not "Oh-sha", according to a promotional video) is offering unregulated bonds paying interest of 6.85% per year for a term of five years.

The bonds are being promoted by the Crowdfunds platform and can be held in an IFISA. Crowdfunds is a regulated P2P platform (an appointed representative of Share In Limited), but the Ocea investment itself is a loan note issued by an unregulated company, and is therefore unregulated.

The company aims to raise money to buy commercial properties and convert them into residential property.

Continue reading for a review of Ocea's bonds.