Milton Park Capital offers unregulated bonds paying 9.5% for one year or 16.8% per year for two years. Continue reading for a review of the Milton Park Capital investment opportunity.
Cesco Investments offers bonds paying 3.5% per year, according to its website.
I have seen online reports, since deleted, claiming investors have been contacted with offers of higher rates.
However, 3.5% is the rate quoted on Cesco Investments’ website (cesco-investmentsltd.com), so we will go with that. Few details are provided; a “Find Out More” link underneath the description of Cesco’s bonds doesn’t work at time of writing.
Continue reading for a review of Cesco Investments’ bonds.
Finnigan-McNeil Properties offers investment in property renovation with an advertised 10% Return On Investment (ROI).
Investors invest in individual properties which Finnigan-McNeil renovates and either sells or rents out.
Finnigan-McNeil's website makes clear however that the company is committed to a 10% "guaranteed" return regardless of whether the property the investor invests in makes a 10% return on sale.
Continue reading for a review of the Finnigan-McNeil Properties investment opportunity.
Magna Group (aka Magna Asset Management) is offering unregulated bonds paying interest over 12 months or 18 months as follows:
- 12 months: Pays interest of 12% over the one-year term, rolled up and paid out at the end of the year. Issued by MIX2 Limited.
- 18 months: Pays interest of 18% over an eighteen month term, rolled up and paid out at the end of the 18 months, which is equivalent to 11.7% annual interest on an Compound Annual Growth Rate basis. Issued by Magna Investments X Ltd, aka MIX1.
The lower minimum investment is the only concrete reason I can think of for investing in the longer term loans, given that they pay the same rate of simple interest despite having a longer term (and therefore having higher liquidity and default risk).
Continue reading for a review of Magna Group's bonds.
Rothgen is offering unregulated bonds paying 8% a year to raise funds for the Tyram Lakes eco lodge.
The bonds are currently being advertised via TV adverts on the Sky Property channel.
Note that while the Rothgen group of companies includes an FCA-regulated company authorised to provide advice (Connected Financial Services Ltd which trades as Rothgen Capital), the investment itself is unregulated, being a corporate loan note issued by Rothgen Management Limited (an unregulated company).
Continue reading for a review of the Tyram Lakes bond.
Adelpha Capital is offering unregulated bonds paying interest as follows:
- 30 Day access bond – 4.5% per year quarterly income
- 18 month bond – 5.5% per year for quarterly income or 5.6% if rolled up and paid out at the end
- 3 year bond – 6% per year for quarterly income or 6.5% if rolled up and paid out at the end
- 5 year bond – 6.5% per year for quarterly income or 7.6% if rolled up and paid out at the end
Continue reading for a review of Adelpha Capital’s bonds.
Just ISA is offering five year bonds paying interest of 8% per year.
Money invested in Just ISA (a trading name of Just ISA Bond Co 1 Limited) will be loaned to an operating company in Jersey, which in turn will finance litigation funding, specifically in the area of professional negligence.
Continue reading for a review of Just ISA's bonds.