We review Concept Capital’s investment paying 10% per year

Concept Capital logo

Concept Capital offers an unregulated investment in pre-fab "static homes" paying a "guaranteed" 10% per year.

Investors invest their money to Concept Capital in units of £39,999 (although the website suggests that the minimum investment is £20,000), which is used to buy a static home to be rented to low-income government-supported tenants. Concept Capital "guarantees" to pay the investor 10% per year. Investors' money is tied up for two years, after which Concept Capital undertakes to buy the static home back from them.

Continue reading for a review of Concept Capital's investment.

We review Next Gen Solicitor’s bonds paying 8% over 12 months

Next Gen Solicitors logo

Next Gen Solicitors offers an unregulated investment in litigation financing paying interest of 8% per year for an investment of 12 months.

Unregulated third-party introducers promoting Next Gen Solicitors claim that its investment is "pandemic and recession proof" and "investor capital is 100% covered under the ATE [After The Event] Insurance policy".

Continue reading for a review of Next Gen Solicitors' loan note.

We review Diamonds4profit – anonymous diamond investment

Diamonds 4 Profit logo

Diamonds4profit sell diamonds as an investment, claiming to offer "lower risk vs higher yield balance".

The company is currently running ads on Facebook. Ads for the sale of commodities are effectively unregulated, as UK law treats them as selling shiny stones even when they are being sold as an investment. (The only relevant regulator is the Advertising Standards Authority, which is virtually toothless.)

Continue reading for a review of Diamonds4Profit's investment.

We review Kenton Finance’s “accounts” paying 5.82 – 9.96% per year

Kenton Finance logo

Kenton Finance is currently offering two unregulated "accounts" (actually corporate loan notes):

  • Standard Account: 2 year investment paying 5.82% per year on a monthly basis
  • Silver Account: 3 year investment paying 9.96% per year on a quarterly basis

Investors' funds are used to supply bridging loans to property developers.

Continue reading for a review of Kenton Finance's investments.

We review World Property Fund – unregulated “hedge fund” paying 10% income per year

World Property Fund logo

World Property Fund (a trading name of myriad linked companies including Mercury-Sloane Investments Limited, Tanzy Estates Property Company Ltd, Lennox Vanguard Property Investment Company Limited, Millerheywood Ltd "etc.") is offering returns of 10% per year, paid quarterly.

The company's investments are currently being promoted on Facebook.

Continue reading for a review of World Property Fund.

We review Case To Answer – litigation funding investment paying 12% per year

Case To Answer logo

Case To Answer offers an unregulated investment in litigation "invoice financing" paying interest of 12% per year for an investment of 12 months.

Unregulated third-party introducers promoting Case To Answer's investment claim it represents an opportunity to invest in "one of the most secure investment sectors in the UK" and "low-level risks".

Continue reading for a review of Case To Answer's litigation funding investment.

We review Intercare’s care room investment paying up to 10% per year

Intercare offers unregulated care home investments paying "assured rental income" of up to 10% per year for investing in care home bedrooms.

Intercare guarantees to buy the bedroom back off the investor after 3, 5, 9, 15 or 20 years; the guaranteed purchase price includes an uplift of an additional 3% per year for the first 5 years, and 2% per year for the subsequent 15.

Continue reading for a review of Intercare's care room investment.

We review Acorn Property Bonds’ unregulated bonds paying up to 12% per year

Acorn Property Bonds (a trading name of RST Group Holdings plc) offers unregulated bonds paying up to 12% per year as follows:

  • 8.5% per year for a 3 year investment with income paid out
  • 10% per year for a 3 year investment with interest paid at the end of the term
  • 10.5% per year for a 5 year investment with income paid out
  • 12% per year for a 5 year investment with interest paid at the end of the term
Continue reading for a review of Acorn's property bonds.

We review Cafelavista’s coffee machine investment paying 15% per year

Cafelavista logo

Cafelavista offers returns of 15% per year to investors who invest in its coffee machines.

Investors buy coffee machines for £3,000 each (+ £600 VAT if they are not VAT registered) and then rent back their machine to Cafelavista, which promises to pay a total of £5,700 per machine back to them (in rental income, an annual “ingredient bonus” and a final “balloon payment”) over a six year term, after which Cafelavista promises to take the vending machine back.

This gives an average return of 15% per year, or 9.7% if the investor has to pay £600 VAT on top of their initial purchase.

Continue reading for a review of Cafelavista's coffee machine investment.

We review Divitias Wealth’s loan notes paying 12% per year

Divitias Wealth logo

Divitias Wealth plc offers "Private Offering Protected Fixed Income Bonds" with a 24 month term which pay interest of 1% per month, with coupons paid quarterly.

Investors' money is to be used to invest in "delta neutral" arbitrage trading - identifying a mismatch between prices for the same asset on different exchanges, buying assets at the cheaper price and immediately selling them at the higher one.

Continue reading...