Ponzi scheme Imperial Investments, which promises investors returns of 350% per year, has been listed as a scam firm by the Financial Conduct Authority.Continue reading...
Intercare offers unregulated care home investments paying "assured rental income" of up to 10% per year for investing in care home bedrooms.
Intercare guarantees to buy the bedroom back off the investor after 3, 5, 9, 15 or 20 years; the guaranteed purchase price includes an uplift of an additional 3% per year for the first 5 years, and 2% per year for the subsequent 15.Continue reading for a review of Intercare's care room investment.
Acorn Property Bonds (a trading name of RST Group Holdings plc) offers unregulated bonds paying up to 12% per year as follows:
- 8.5% per year for a 3 year investment with income paid out
- 10% per year for a 3 year investment with interest paid at the end of the term
- 10.5% per year for a 5 year investment with income paid out
- 12% per year for a 5 year investment with interest paid at the end of the term
Cafelavista offers returns of 15% per year to investors who invest in its coffee machines.
Investors buy coffee machines for £3,000 each (+ £600 VAT if they are not VAT registered) and then rent back their machine to Cafelavista, which promises to pay a total of £5,700 per machine back to them (in rental income, an annual “ingredient bonus” and a final “balloon payment”) over a six year term, after which Cafelavista promises to take the vending machine back.
This gives an average return of 15% per year, or 9.7% if the investor has to pay £600 VAT on top of their initial purchase.
Divitias Wealth plc offers "Private Offering Protected Fixed Income Bonds" with a 24 month term which pay interest of 1% per month, with coupons paid quarterly.
Investors' money is to be used to invest in "delta neutral" arbitrage trading - identifying a mismatch between prices for the same asset on different exchanges, buying assets at the cheaper price and immediately selling them at the higher one.
Pardus offers loan notes with a 24 month term which pay interest of 1% per month, with coupons paid quarterly.
At least, that's what their website says, but Pardus is offering special terms via introducers where that return is doubled to 2% per month, with a 2% initial charge.
As for what this means overall, Pardus' brochure includes a worked example which calculates that the total returned for a £100,000 investment - if all payments are made successfully - would be £147,040. This is equivalent to an annual compound return of 21.3% per year.
Continue reading for a review of Pardus' fixed income bonds.
Strongbox uses investors’ money to buy construction equipment, which it claims to lease out to major infrastructure developers. It claims to provide “Up to 25% ROI per annum” and that “In 2018, investors who leased their equipment through Strongbox made a 24.76% return on their investment”.
Strongbox is currently being promoted to UK investors by Instagram.
Continue reading for a review of Strongbox’s construction leasing investment.
Eco Equity is offering convertible loan notes paying 15% per year. At the end of a 3 year term, investors will receive shares in the business. Investors' funds are to be used to produce cannabis in Zimbabwe.
Its notes are currently being promoted via Facebook and Instagram, described as a "Secure Pre-IPO offer".
Continue reading for a review of Eco Equity's convertible notes.
Quanloop borrows money from investors at the following rates:
- 6.5% to invest in "low risk" loans with a loan to value (LTV) of up to 55%
- 9.5% to invest in "medium risk" loans with an LTV of up to 85%
- 13.9% to invest in "high risk" loans with an LTV of higher than 85% or entirely unsecured
Quanloop is currently running Facebook ads claiming "Quanloop will pay you at a far better rate than any bank has to offer".
Continue reading for a review of Quanloop's loan investments.
The Hit Rate Edge Sports Betting, which is currently promoting itself via Facebook ads, claims to offer "tax-free income" of 25% per month and "consistent income no matter what happens to financial markets".
Continue reading for a review of The Hit Rate Edge's investment.