We review Strongbox’s construction machinery investment paying “up to 25% ROI per annum”

Strongbox logo

Strongbox uses investors’ money to buy construction equipment, which it claims to lease out to major infrastructure developers. It claims to provide “Up to 25% ROI per annum” and that “In 2018, investors who leased their equipment through Strongbox made a 24.76% return on their investment”.

Strongbox is currently being promoted to UK investors by Instagram.

Continue reading for a review of Strongbox’s construction leasing investment.

We review Quanloop’s loan investments paying interest of up to 10%

Quanloop logo

Quanloop borrows money from investors at the following rates:

  • 6.5% to invest in "low risk" loans with a loan to value (LTV) of up to 55%
  • 9.5% to invest in "medium risk" loans with an LTV of up to 85%
  • 13.9% to invest in "high risk" loans with an LTV of higher than 85% or entirely unsecured

Quanloop is currently running Facebook ads claiming "Quanloop will pay you at a far better rate than any bank has to offer".

Continue reading for a review of Quanloop's loan investments.

We review Buy to Lease’s unregulated car investment paying 8 – 12% per year

Buy To Lease logo

Rent To Lease Limited, an offshoot of car supplier and credit broker Get Me Car Finance Limited, is offering investment in leased cars to investors paying up to 12% per year as follows:

  • 8%pa for investments of £10k - £15k
  • 9% for investments of £15k - £30k
  • 10% for £30k - £50k
  • 11% for £50k - £100k
  • 12% for investments over £100k

A "special offer" on Buy To Lease's website raises the offered rate of return for investments over £10k to 10% "while the coronavirus lockdown is in force".

Continue reading for a review of Buy to Lease's car investment.

We review Invest in Rooms – unregulated care home investment paying 10% per year

Invest In Rooms logo

Invest in Rooms offers a range of unregulated property investments. At time of writing it is promoting a care home investment which offers returns of 10% per year "guaranteed for 25 years". The offer includes a commitment to buy back the room after 6 years for 110% of the initial investment, with the buyback rising to 125% after 25 years.

<a href="https://bondreview.co.uk/2020/05/14/we-review-invest-in-rooms-unregulated-care-home-investment-paying-10-per-year">Continue reading for a review of Invest In Rooms' care home investment.

We review Argonaut FX’ investments paying 7%-18% per month

Argonaut FX logo

ArgonautFX is currently advertising returns of 7% per month via Instagram stories, according to a reader.

On their website they claim to offer an "Income Generator" with an average return of 7.3% per month and a "VIP Fund" with an average return of 18.4% per month (and a higher minimum investment). A "Capital Guarantee" Fund is also listed as "Coming Soon".

Continue reading for a review of ArgonautFX's funds.

We review Accumulate Capital’s unregulated loan notes

Accumulate Capital are offering unregulated loan notes in their property business.

Current rates are only disclosed on providing contact details, however testimonials on their public website tout previous returns of up to 15% per year.

Accumulate Capital pays introducers up to 24% of investors' money as commission, according to its website.

Continue reading for a review of Accumulate Capital's loan notes.

Refundable – unregulated life insurance with “unique” premium refund?

Refundable logo

Refundable Limited offers two life insurance products:

  • £3,000 Accidental Death for a 10 year term for £25 per month
  • £10,000 Employed Life for a 10 year term for £25 per month

The premiums and sum assured are fixed. The Employed Life policy has more restrictive eligibility criteria, hence the higher sum assured and not being restricted to accidental deaths only. The Accidental Death policy is open to anyone aged over 18.

Refundable promises to refund the entire £3,000 total premiums paid at the end of the 10 year term, which it describes as "unique".

The company is currently promoted via unsolicited emails (i.e. spam) and via an affiliate programme which promises to pay "£69 and £115 commission on all sales you generate each month" for websites which link to Refundable.

Continue reading...